Win More Chargebacks.
AI Dispute Responses in Minutes.
Chargeback Shield turns your case details into a structured, professional representment draft — matched to the right reason code — and exports a submission-ready PDF for your processor.
Free to download · Your first dispute draft is free — no card required.
How it works
Enter the dispute
Merchant, amount, dates, and the card network. Pick the exact reason code from a built-in library of 60+ — Visa, Mastercard, Amex, and Discover.
Generate the response
AI drafts a structured representment letter around your facts: case summary, merchant position, supporting evidence, and conclusion. You review and edit every word.
Export and submit
Attach your evidence, export a clean branded PDF, and submit it to your processor or acquiring bank. Track the outcome and your win rate in the app.
Built for merchants who fight back
AI dispute drafts
A professional first draft in seconds instead of an evening of writing — then edit it to fit your case.
60+ reason codes built-in
Every response starts from the actual code the issuer filed, because the wrong angle loses winnable disputes.
Track your win rate
See disputes won, lost, and revenue recovered — so you know what's working.
Branded PDF export
Submission-ready documents with your evidence list, formatted the way processors expect.
Evidence in one packet
Timeline events and files organized per dispute, reusable across cases.
Private by design
No account. Disputes and evidence files stay on your device.
See it in action
Frequently asked questions
What is a chargeback representment?
Representment is the formal process of disputing a chargeback: you submit a written response with evidence to your payment processor or acquiring bank, asking for the chargeback to be reversed and the funds returned.
Does Chargeback Shield guarantee I'll win?
No — and be wary of anything that says otherwise. Outcomes depend on the card network's rules, the reason code, and the strength of your evidence. What the app does is remove the blank-page problem: a structured, professional draft you review, edit, and submit.
How much does it cost?
The app is free to download and your first AI dispute draft is free. Premium unlocks unlimited drafts at $7.99/week or $119.99/year, each with a 3-day free trial. Trials convert to a paid subscription automatically unless cancelled at least 24 hours before they end; manage or cancel anytime in your Apple ID settings.
Which card networks are covered?
Visa, Mastercard, American Express, and Discover — 60+ reason codes with plain-English explanations, so you respond to the code that was actually filed.
Is my dispute data private?
Saved disputes and evidence files stay on your device. Only the case details you enter are transmitted, over an encrypted connection, to generate the draft. No account, no ads, no tracking. See our Privacy Policy.
Your next dispute response, drafted in minutes
Download Chargeback Shield and generate your first AI dispute draft free.